RASIO TINGKAT KESEHATAN BANK DAN PENGARUHNYA TERHADAP PROFITABILITAS BANK UMUM SYARIAH

Abstract

The purpose of this study is to determine the ratio of bank health levels that affect the Profitability of Islamic Commercial Banks in Indonesia for the 2016-2020 period. This research uses a quantitative descriptive research method using a secondary data collection method, namely with an annual report obtained from the bank's official website. The banks studied in this study were 14 Sharia Commercial Banks, for the period 2016-2020. The sampling technique uses the purposive sampling method with the criteria of Sharia Commercial Banks and obtained 6 research samples at Sharia Commercial Banks. The results of this study based on the t-test analysis showed that BOPO had a significant positive effect on Return On Asset in Sharia Commercial Banks for the 2016-2020 period. Meanwhile, CAR has no effect and is not significant to return on assets at banks generally sharia in Indonesia for the 2016-2020 period, and FDR has an effect but not significantly on return on assets at banks generally sharia in Indonesia for the 2016-2020 period.