Larasati, N. “Protection of Financial Consumers Through Setting Standard Clauses in Law Number 4 of 2023 Concerning Strengthening and Development of the Financial Sector”. Al Daulah : Jurnal Hukum Pidana Dan Ketatanegaraan, Vol. 12, no. 1, June 2023, pp. 44-60, doi:10.24252/ad.vi.37056.