Uncovering Wasathiyah Values On Sharia Banking

  • Muhammad Majdy Amiruddin IAIN Parepare
    (ID) http://orcid.org/0000-0001-7950-1729
  • Nasrullah bin Sapa Universitas Islam Negeri Alauddin Makassar
    (ID)
  • Abdul Syatar Universitas Islam Negeri Alauddin Makassar
    (ID)

Abstract

Islamic banking in Indonesia has a unique approach. Not only restricted by texts which are the source of rules, he also strongly considers the reality of society in Indonesia. Text and context also struggle to achieve benefit. Something that can only be achieved by the wasathiyah approach. This study aims to reveal the wasathiyah values contained in Islamic banking activities in Indonesia. The method adopted is a qualitative design. As a grand theory, this research uses wasathiyah theory by Yusuf Al Qardhawi. An interesting finding states that wasaty has covered the right understanding related to the usury distinction between interest and profit and wages. Another interesting finding shows that uqud al murakkabah that has been forbidden by the traditionalists in total, is also given an appropriate portion so that halal-haram can be classified

Author Biography

Muhammad Majdy Amiruddin, IAIN Parepare
Islamic Banking

References

Al-Imrânî, A. (2006). al-Uqud al-Maliyah al-Murakkabah. Dar Kunuz Ishbiliyya.

Al-Jawziyyah, I. Q., & Abi Bakr, M. I. (1973). I’lam al-Muwaqqi’in ‘an Rabb al-‘Alamin. Beirut: Dar Al-Jil.

Al-Qaradawi, Y. (2010). Al-Wasatiyah wa al-I’tidal. Mu’tamar Wasatiyah: Mukhtarat Min Fikr Al-Wasatiyah.

Amin, R. (2014). Prinsip Dan Fenomena Moderasi Islam Dalam Tradisihukum Islam. Al-Qalam, 20(3), 23. https://doi.org/10.31969/alq.v20i3.339

Arif, F. M. (2018). Dialektika nalar idealitas dan nalar realitas: aplikasi konsep umum al-balwa dalam dinamika hukum Islam. Ijtihad: Jurnal Wacana Hukum Islam Dan Kemanusiaan, 18(1), 99–118.

Aryanti, Y. (2017). Multi Akad (al-Uqud al-Murakkabah) di Perbankan Syariah Perspektif Fiqh Muamalah. JURIS (Jurnal Ilmiah Syariah), 15(2), 177–190.

Bu’ud, A. (2000). Fiqh al-Waqi’; Ushul wa Dhawabith. Doha: Wizârat al-Auqâf wa al-Syu’un al-Islamiyyah.

Dimyati, A. (2017). Islam Wasatiyah. Islamic Review: Jurnal Riset Dan Kajian Keislaman, 6(2), 139–168.

El-Muhammady, A. (2015). Applying Wasatiyah within the Malaysian Religio-Political Context. The American Journal of Islamic Social Sciences, 32(3), 134.

Hammad, N. (2005). al-‘Uqûd al-Murakkabah fî al-Fiqh al-Islâmî. Damaskus: Dar Al-Qalam.

Jakfar, T. M. (2011). Otoritas Sunnah Non-Tasyri’iyyah Menurut Yusuf al-Qaradhawi. Yogyakarta: Ar-Ruzz Media.

Kalsum, U. (2014). Riba dan Bunga Bank Dalam Islam (Analisis Hukum dan Dampaknya Terhadap Perekonomian Umat). Al-’Adl, 7(2), 83–97.

Mufid, M. (2014). Nalar fiqh realitas al-Qaradhawi (Mendudukkan relasi teks dan realitas sosial). Syariah: Jurnal Hukum Dan Pemikiran, 14(1).

Muzakka, A. K. (2018). Otoritas keagamaan Dan fatwa personal di indonesia. Epistemé: Jurnal Pengembangan Ilmu Keislaman, 13(1), 63–88.

Opwis, F. (2005). Maslaha in contemporary Islamic legal theory. Islamic Law and Society, 12(2), 182–223.

Qardhawi, Y. (1995). Fi Fiqhil al-Aulawiyat, Dirosah Jadiidah fi Dhou’il Qur’ani wa Sunnah. Kairo: Maktabah Wahbah.

RI, T. P. K. A. (2019). MODERASI BERAGAMA (1st ed.). Jakarta: Badan Litbang dan Diklat Kementerian Agama RI.

Rusdi, M. A. (2017). Maslahat Sebagai Metode Ijtihad Dan Tujuan Utama Hukum Islam. DIKTUM: Jurnal Syariah Dan Hukum, 15(2), 151–168.

Saputra, E. (2014). Maslahah as an Islamic Source and its Application in Financial Transactions. Journal of Research in Humanities and Social Science, 2(5), 66–71.

Susamto, B. (2016). Tingkat Penggunaan Multi Akad Dalam Fatwa Dewan Syari’ah Nasional–Majelis Ulama Indonesia (DSN-MUI). Al-Ihkam: Jurnal Hukum Dan Pranata Sosial, 11(1), 201–218.

Tho’in, M. (2016). Larangan Riba Dalam Teks Dan Konteks (Studi Atas Hadits Riwayat Muslim Tentang Pelaknatan Riba). Jurnal Ilmiah Ekonomi Islam, 2(02).

Wahyudi, F. (2017). MENGONTROL MORAL HAZARD NASABAH MELALUI INSTRUMEN TA’ZIR DAN TA’WIDH. Al-Banjari: Jurnal Ilmiah Ilmu-Ilmu Keislaman, 16(2), 186–202.

عواودة, م., & سمير. (2018). العقود المركبة في الفقه الإسلامي وتطبيقاته المعاصرة كما يجريها البنك الإسلامي الفلسطيني.

Published
2020-10-16
How to Cite
Amiruddin, M. M., Sapa, N. bin, & Syatar, A. (2020). Uncovering Wasathiyah Values On Sharia Banking. Al-Mashrafiyah: Jurnal Ekonomi, Keuangan, Dan Perbankan Syariah, 4(2), 15-28. https://doi.org/10.24252/al-mashrafiyah.v4i2.14676
Section
AL-MASHRAFIYAH VOLUME 4 NOMOR 2 (2020)
Abstract viewed = 277 times