Sharia Banking Concepts in Economics and Business

Amiruddin K; Muslihati; Chintya  Estyanti; Ali Mu'min

doi:10.24252/lamaisyir.v10i2.42279

Amiruddin K Univeristas Islam Negeri Alauddin Makassar
(ID)
Muslihati Univeristas Islam Negeri Alauddin Makassar
(ID)
Chintya Estyanti Univeristas Islam Negeri Alauddin Makassar
(ID)
Ali Mu'min Univeristas Islam Negeri Alauddin Makassar
(ID)

DOI: https://doi.org/10.24252/lamaisyir.v10i2.42279

Keywords: Sharia Banking; Halal Lifestyle; Business

Abstract

Sharia banks have grown as a barometer of the success of the presence of the sharia economy, which has become an alternative form chosen by the public while conventional banks still exist and continue to operate. The purpose of this article is to review the concept of Sharia banking in the world of economics and business. The data collection method in this article is literature study. The research results found that the existence of banks with Islamic values and norms aims to fulfill people's desires. As intermediaries and providers of financial services that operate on Islamic ethics and value systems, Sharia banks without unproductive speculative activities such as gambling (maysir), unclear and suspicious matters (gharar) and interest (riba) are developing in Asia, Europe, America and Australia. The factors driving the development of Sharia banks are increasing public awareness about halal lifestyles, government support including the formation of KNEKS and the evolution of digital technology driven by the emergence of social media influencers, one of which is in the form of preaching content.

References

Alif, J. K., Yope, S. A., Isma, A. A., Harviani, E., & Fitrawansyah. (2022). Praktik Bank Syariah di Indonesia: Teori dan Kenyataan. Jurnal Akuntansi Dan Ekonomi Bisnis, 11(2), 18–29.

Anshori, A. G. (2010). Pembentukan Bank Syariah melalui Akuisisi dan Konversi : Pendekatan Hukum Positif dan Hukum Islam. UII Press.

Arfaizar, J., Ayu, N., Riyanto, F., Yusdani, & Muliadi, S. (2023). Inovasi dan Tantangan Perbankan Syariah pada Era Digital di Indonesia. Wadiah: Jurnal Perbankan Syariah, 7(2), 163–191.

Arif, M. N. R. Al. (2012). Lembaga Keuangan Syariah: Suatu Kajian Teoretis Praktis (A. Abbas (ed.)). CV Pustaka Setia.

Atabik, A. (2013). Analisis Historis Perkembangan Bank Syariah. Iqtishadia, 6(2), 357–378.

Darsono, Astiyah, S., Harisman, Sakti, A., Ascarya, Darwis, A., Suryanti, E. T., & Rahmawati, S. (2017). Perbankan Syariah di Indonesia Kelembagaan dan Kebijakan Serta Tantangan Ke Depan.

Fatmawati, N. L., & Hakim, A. (2020). Analisis Tingkat Profitabilitas Perbankan Syariah di Indonesia. Jurnal Ekonomi Dan Perbankan Syariah, 5(1), 1–15.

Ilyas, R. (2021). Peran Dewan Pengawas Syariah Dalam Perbankan Syariah. JPS (Jurnal Perbankan Syariah), 2(1), 42–53. https://doi.org/10.46367/jps.v2i1.295

Karim, A. A. (2017). Pengembangan Ekonomi Islam dan Perannya Dalam Peningkatan Kesejahteraan Umat. Tarjih, 9, 79–89.

Kassim, S. (2016). Islamic finance and economic growth: The Malaysian experience. Global Finance Journal, 30, 66–76. https://doi.org/10.1016/j.gfj.2015.11.007

Kholis, N. (2008). Masa Depan Ekonomi Islam dalam Arus Trend Ekonomi Era Global. Unisia: Jurnal Ilmu-Ilmu Sosial, 31(68), 1–23. https://doi.org/10.20885/unisia.vol31.iss68.art5

Masruron, M. (2021). Analisis Perkembangan Perbankan Syariah di Indonesia di Masa Pandemi Covid-19. Al-Birru, 1(1), 1–20.

Muhammad. (2014). Manajemen Dana Bank Syari’ah. Rajagrafindo Persada.

Nikmah, M. (2022). Eksistensi Perbankan Syariah di Indonesia. Jurnal Qomaruddin Islamic Economy Magazine, 8(2), 109–120.

Nofinawati. (2015). Perkembangan perbankan syariah di indonesia. Jurnal Ilmiah Syariah, 14(2), 168–183.

Normasyhuri, K., Ma’rifah, A. N., & Anggraeni, E. (2022). Gejolak Perbankan Syariah Indonesia: Tinjauan Sebelum dan Ketika Era Covid-19 Perspektif Ekonomi Islam. Inovasi: Jurnal Ekonomi, Keuangan Dan Manajemen, 18(1), 68–75.

Nurjannah, N., & Purnama, N. S. (2023). Perkembangan Lembaga Keuangan Syariah dan Kondisi Makro Ekonomi di Indonesia. Jurnal Ilmiah Ekonomi Islam, 9(1), 346–357.

Putri, D. A. R. (2022). Analisis Tingkat Pertumbuhan Bank Syariah Di Indonesia. Jurnal Ekonomika Dan Bisnis Islam, 5(1), 1–12.

Rachman, A., Mandiri, D. P., & Arkoyah, S. (2022). Tantangan Perkembangan Perbankan Syariah di Indonesia. Islamic Banking and Finance, 5(2), 352–365.

Rianda, C. N. (2018). Konversi Bank Konvensional Menjadi Bank Syariah Ditinjau dari Hukum Positif dan Hukum Islam. AT-TASYRI’: Jurnal Ilmiah Prodi Muamalah, 10(2), 87–100. https://doi.org/10.1007/0-387-26336-5_692

Sumiyati, A. (2017). Pengaruh Profitabilitas dan Likuiditas terhadap Pengeluaran Zakat Pada Bank Umum Syariah Di Indonesia. Jurnal Pendidikan Akuntansi Dan Keuangan, 5(1), 1–10. https://doi.org/10.17509/jpak.v5i1.15379

Tidjani, S., & Hadi, S. (2015). Perbankan Islam Arab Saudi: Kemajuan Yang Tertinggal. Jurnal CMES, 8(1), 18–29.

Ulfa, A. (2021). Dampak Penggabungan Tiga Bank Syariah di Indonesia. Jurnal Ilmiah Ekonomi Islam, 7(2), 1101–1106. https://doi.org/10.29040/jiei.v7i2.2680

Utama, A. S. (2020). Perkembangan Perbankan Syariah di Indonesia. Unes Law Review, 2(3), 290–298.

Widodo, R., Adhidharma, G., & Ramadhan, M. A. (2022). Prediksi Pertumbuhan Perbankan Syariah di Indonesia Tahun 2022. Islamic Banking and Finance, 5(1), 53–62.