Yusuf, Andi Muhammad, Abdul Hamid, and M. Cholil Nafis. “Determinants of Non-Performing Financing Risk in Islamic Commercial Banks in Indonesia”. Jurnal Minds: Manajemen Ide dan Inspirasi 11, no. 1 (June 30, 2024): 155-172. Accessed November 21, 2024. https://journal3.uin-alauddin.ac.id/index.php/minds/article/view/46105.