Raprayogha, Rusdi, and Ilsa Agustina. “Pengaruh Financial Literacy Dan Self Efficacy Terhadap Minat Kredit Pada Civitas Akademika Universitas Islam Negeri Alauddin Di Koperasi Al-Muawwanah”. Study of Scientific and Behavioral Management (SSBM) 2, no. 3 (October 3, 2021). Accessed November 21, 2024. https://journal3.uin-alauddin.ac.id/index.php/ssbm/article/view/23800.