PEMINJAMAN UANG SUKU DI LAMAKERA KECAMATAN SOLOR TIMUR KABUPATEN FLORES TIMUR PROVINSI NTT. PERSPEKTIF HUKUM EKONOMI SYARIAH
Abstract
Abstrak
Hukum Ribai aitaiu bungai paidai pinjaimain uaing suku yaing aidai di Laimaikerai kecaimaitain solor timur kaibupaiten flores timur provinsi NTT. Dilihait Perspketif hukum ekonomi syairiaih dailaim Ailqur’ain dengain tegais dinyaitaikain hairaim. Esensi pelairaingain ribai (usurios) dailaim Islaim berdaisairkain pertimbaingain-pertimbaingain morail dain kemainusiaiain. sebaib esensi pelairaingain ribai aitaiu bungai paidai pinjaimain aidailaih penghaipusain segailai bentuk praiktik ekonomi yaing menimbulkain kezailimain dain ketidaikaidilain. Rumusan masalah dalam yaitu : Bagaimana sistem peminjaman uang suku di Lamakera Kecamatan Solor Timur Kabupaten Flores Timur Provinsi NTT. Perspektif Hukum Ekonomi Syariah dan Bagaimana Ketentuan Hukum Ekonomi Syariah terhadap sistem Peminjaman Uang suku di Lamakera Kecamatan Solor Timur Kabupaten Flores Timur Provinsi NTT. Perspektif Hukum Ekonomi Syari’ah. Penelitian ini bersifat tinjauan lapangan (field research) dan menggunakan metode penelitian kualitatif. Pengumpulan data pada penelitian ini menggunakan metode wawancara, observasi dan dokumentasi. Peminjaman uang suku di Lamakera Kecamatan Solor Timur Kabupaten Flores Timur Provinsi NTT. hukumnya haram karena adanya bunga yang ditetapkan kepada nasabah sesuai kesepakatan bersama. Namun apabila ketikai naisaibaih tidaik sainggup mengembailikain uaing selaimai waiktu yaing telaih ditentukain dailaim kesepaikaitain tersebut maikai konsekuensinyai aidailaih bungainyai aikain bertaimbaih duai kaili lipait, jikai tidaik bisai melunaisinyai jugai maikai aikain disitai bairaing berhairgai milik naisaibaih.
Kata Kunci: Peminjaman, Uang Suku, Ekonomi Syariah
Abstract
The law of riba or interest on tribal money loans in Lamakera, East Solor District, East Flores Regency, NTT province. Viewed from the Perspective of Sharia economic law in the Qur'an it is expressly stated as haram. The essence of prohibition (usurios) in Islam is based on moral and human considerations. because the essence of the prohibition of usury or interest on loans is the elimination of all forms of economic practices that give rise to tyranny and injustice. The formulation of the internal problem is: What is the system for borrowing tribal money in Lamakera, East Solor District, East Flores Regency, NTT Province. The Perspective of Sharia Economic Law and How the Provisions of Sharia Economic Law are towards the tribal money lending system in Lamakera, East Solor District, East Flores Regency, NTT Province. Perspective of Sharia Economic Law. This research is a field research and uses qualitative research methods. Collecting data in this study using interviews, observation and documentation. Borrowing tribal money in Lamakera, East Solor District, East Flores Regency, NTT Province. the law is unlawful because there is interest set on the customer according to a mutual agreement. However, if when the customer is unable to return the money during the time specified in the agreement, the consequence is that the interest will double, if you cannot pay it off, then the customer's valuables will be confiscated.
Keywords: Loans, Tribal Money, Islamic Economics
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