THE EFFECT OF FINANCIAL LITERATURE, MOTIVATION, AND RISK ON INVESTMENT IN INDONESIA THROUGH THE IMPACT OF COVID-19 AS INTERVENING VARIABLES

Jufriadi Jufriadi

doi:10.24252/jicsa.v10i1.22043

Jufriadi Jufriadi UIN Alauddin Makassar

DOI: https://doi.org/10.24252/jicsa.v10i1.22043

Abstrak

This study aims to determine the effect of financial literacy, motivation, and risk on investment in Indonesia through the impact of covid-19 as an intervening variable. This research is a descriptive study that tries to explain the effect of each variable based on references and previous research results. In general, based on the theory and the results of previous research, it shows that financial literacy and motivation greatly affect the desire to invest in Indonesia as well as the risk that does not affect investment because it is a factor that must be anticipated by economic actors. However, the impact of COVID-19 has caused investment in Indonesia to be greatly affected.

Referensi

Abadi, H. E., & all, a. (2021, Februari 8 Februari). The effect of human resources financial literacy and risk attitude on investor. International Journal of Human Capital in Urban Management, 193-208. doi:: 10.22034/IJHCUM.2021.02.08

Abdullah Umar, S. M. (2018). Berani Mengambil Resiko. https://binus.ac.id/entrepreneur/2018/11/26/berani-mengambil-resiko-abdullah-umar-st-mm/.

Adonu, D., & all, a. (2020, November 19 November). Implications of COVID-19 on Human Resource Practices: A Case of the Ghanaian Formal Sector. Journal of Human Resource Management, Vol. 8, No. 4,, 209-214. doi:10.11648/j.jhrm.201200804.11

Anugerah, R. (2018). Pengaruh Literasi Keuangan dan Sikap Keuangan. http://repositori.uin-alauddin.ac.id/.

Ariani, S. (2015). Pengaruh Literasi Keuangan, Locus Of Control dan Etnis Terhadap Pengambilan Keputusan Investasi. http://eprints.perbanas.ac.id/.

Budiharsono, S. (2019). Faktor-Faktor Yang Mempengaruhi Investasi.

Darmawan, A. (2019). Pengetahuan Investasi, Motivasi Investasi, Literasi Keuangan dan Lingkungan Keluarga Pengaruhnya Terhadap Investasi di Pasar Modal. https://www.researchgate.net/journal/Jurnal-Ilmiah-Akuntansi-dan-Keuangan-2548-9453.

Ferdiani, K. R. (2020, Juli 13 Juli). Motivasi Melakukan Investasi. Taken back from https://www.modalrakyat.id/: https://www.modalrakyat.id/

Hidayat, T. (2014, Maret 25 Maret). https://www.teguhhidayat.com/. Taken back from https://www.teguhhidayat.com/: https://www.teguhhidayat.com/

Kredit.com, S. (2021, Juni 12). https://www.simulasikredit.com/. Taken back from https://www.simulasikredit.com/: https://www.simulasikredit.com/

Maftuhin, A. (t.thn.). Makalah Investasi. Taken back from https://www.academia.edu/12245879/Makalah_Investasi: https://www.academia.edu/12245879/Makalah_Investasi

Paryono, E. (2020, Mei 13 Mei). Dampak Covid-19 terhadap Investasi di Indonesia. Taken back from https://www.kompasiana.com: https://www.kompasiana.com/ediparyono/5ebbb3b7097f36638a07a1b2/dampak-covid-19-teradap-investasi-di-indonesia

Sugiantini. (2018, Juni 15 Juni). BERBAGAI MANFAAT TEKNOLOGI BAGI KEHIDUPAN MANUSIA. Taken back from https://sugiantini.blog.institutpendidikan.ac.id: Berbagai Manfaat Teknologi Bagi Kehidupan Manusia

Susanti, I. (2011). Motivasi Masyarakat Dalam Berinvestasi di Reksadana. https://www.semanticscholar.org/paper/, 194. Taken back from https://www.semanticscholar.org/paper/MOTIVASI-MASYARAKAT-DALAM-BERINVESTASI-DI-REKSADANA-Susanti/8f7921519a4def0f9d0d4c79190094a6a1ff07e3