ISLAMIC ECONOMIC CREATIVE SOLUTIONS FOR SMALL AND MEDIUM ENTERPRISES IN THE SHORT AND LONG TERM
Abstract
This study aims to find out the creative solutions of Islamic economics in overcoming the economic obstacles faced by SMEs both short and long term. This research is descriptive analysis with a qualitative approach from secondary data including and literature. The results of this study indicate that the right Islamic economic solution to addressing the economic barriers of SMEs is to provide Islamic finance, strengthen management, and use financial technology (Fintech) features and establish relationships with customers. This research has implications for improving and strengthening sharia-based SMEs.
Downloads
References
Amalia, F., Chishti, S., & Barberis, J. Book Review: The Fintech Book: The Financial Technology Handbook For Investors, Entrepreneurs And Visionaries, 31(3), 345–348. 2016
Ariyanti, Maya. Manajemcn Hubungan Pelanggan Melalui Manajemen Pengetahuan Dalam Meningkatkan Loyalitas Pelanggan, Seminar Know/edge Management, KKMI FTI ITB - Universitas Widyatama. 2006
BEKRAF, Rencana Strategis Badan Ekonomi Kreatif 2015 – 2019.
Bismala, L. & Handayani, S. Model Manajemen UMKM Berbasis Analisis SWOT, Prosiding Seminar Nasional PB3I ITM. 2014
Bismala, Lila. Model Manajemen Usaha Mikro Kecil dan Menengah (UKM) untuk Meningkatkan Efektivitas Usaha Kecil Menengah, Jurnal Entrepreneur dan Entrepreneurship, 5 (Maret), 19-26. 2016
Hubeis, Musa. Prospek Usaha Kecil Dalam Wadah Inkubator Bisnis. Cet. I, Bogor: Galia Indonesia. 2009
Kara, Muslimin dan Jamaluddin. Pengantar Kewirausahaan. Makassar: Alauddin Press. 2010
Kotler, Philip & Keller, Kevin L. Marketing Managament. Prentice Hall. Inc. New Jersey. 2007.
Lahamid, Qomariah. Hambatan dan Upaya Usaha Mikro Kecil Menengah (Ukm) Kreatif Berbasis Syariah Di Kota Pekanbaru, Jurnal Sosial Budaya, 15 (Juni), 27-36. 2018
Munawaroh, S. Mandiri dengan Ekonomi Kreatif, Jantra: Jurnal Sejarah Dan Budaya, 5 (9), 762–771. 2010
Rizal, Muhamad. Fintech As One Of The Financing Solutions For SME’S, AdBispreneur: Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausahaan, 3 (Agustus), 89-100. 2018
Setyobudi, A. Peran Serta Bank Indonesia dalam Pengembangan Usaha Mikro, Kecil dan Menengah (UKM). Buletin Hukum Perbankan dan Kebanksentralan, 5 (2): 29–35. 2007
Undang-undang Republik Indonesia No. 20 tahun 2008 tentang Usaha Mikro, Kecil, dan Menengah.
Undang-undang Republik Indonesia No. 21 tahun 2008 Tentang Perbankan Syariah.
Wang, Y., “What are the biggest obstacles to growth of SMEs in developing countries?- An Empirical Evidence From an Enterprise Survey”, Borsa Istanbul Review, 16 (3), 167–176. 2016